Special Risks

Special risk insurance refers to an insurance policy that is non-traditional or unusual because the person or entity insured is more exposed to certain risks. These unusual risks might be attributed to the dangerous nature of the insured’s profession or industry.

Marine

This policy is designed to pay the outstanding debt in the event that the borrower dies, is permanently disabled or loses his job.

Kidnap and Ransome

This insurance is designed to protect individuals and corporations operating in high risks areas in the country. It is an indemnity policy as it reimburses expenses already incurred by the Insured.

Aviation Insurance

Aviation Insurance provides cover for loss or damage from whatsoever cause, while the aircraft is in flight, taxing, on the ground and moored.

Marine Hull

This is designed to provide cover for various types of barges, Tugs Ferries, Cruise and other forms of sea borne vessels against loss, damage, …

Oil & Gas

This policy provides policyholders with an avenue for medium to long term savings and a lump sum benefit at the end of the selected duration.

We offer you a variety of Corporate Insurance products that suit every stage of your business, with unique benefits tailor-made to match your business needs as you grow.

Fidelity Guarantee

The fidelity guarantee insurance policy is designed to offer protection to an organization against the financial consequences of dishonest act by the employees

Goods in transit

The object of this class of insurance is to indemnify for loss or damage to goods whilst in transit. In other words, if anything happens to the goods while in transit, the insurers will pay for such loss or damage.

Oil & Gas

Energy/Oil & Gas

This policy provides policyholders with an avenue for medium to long term savings and a lump sum benefit at the end of the selected duration.

Agric

This policy is designed to pay the outstanding debt in the event that the borrower dies, is permanently disabled or loses his job.

Motor

This policy cover vehicles used by the policyholder for his social, domestic, pleasure and business purposes only and the indemnity provided is as stated above depending on the type of motor vehicle policy taken.

Money Insurance

The policy covers loss/damage of money resulting from fortuitous events (which are usually described in the policy Schedule and includes money whilst in transit, on business premises …

Marine Insurance

Apart from the compulsory nature of marine cargo insurance on goods being imported into the country, the policy is designed along the following lines to cover loss or damage to goods …

Personal Accident

Group Welfare plan encourages regular savings and pays out a guaranteed sum to a named beneficiary in case of the passing of the life assured.

Engineering

The policy covers loss or damage arising due to explosion, collapse and/or any associated perils for Boilers, Economisers, Steam Pipes, Air-receiver, and other vessels under steam or air pressure …

The consequential loss insurance is designed to reimburse an organization for loss of revenue following the occurrence of a contingent risk insured against by the fire policy …

Computer Insurance

This insurance is designed to protect individuals and corporations operating in high risks areas in the country. It is an indemnity policy as it reimburses expenses already incurred by the Insured …

Personal Accident

This class of insurance is designed to provide a 24 hours cover for accidental bodily injury/death arising from violent, physical means, which shall be independent of any other cause resulting in death, …

Kidnap and Ransome

This insurance is designed to protect individuals and corporations operating in high risks areas in the country. It is an indemnity policy as it reimburses expenses already incurred by the Insured.

Public Liability

An organization may be held liable for injury to others or damage to their property as a result of negligence or other torts. Such liability, if proved, may result in heavy financial burden …

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