This class of insurance provides cover for loss or damage by accident or misfortune to any valuables belonging
to the insured or employees whilst in the residence or on the person anywhere in Nigeria.

• Such items may include:
  Jewelries
• Cameras/Camcorders
• Wrist watches, spectacles
• Telephone equipment
• Laptops

1. Larceny
2. All other contents clause
3. Trust clause
4. Automatic reinstatement of sum insured after loss
5. Property acquisition – 10% of total sum insured
6. Temporary removal
7. Single article limit – 5% of total sum insured

1. Locational address of the properties
2. Sum insured for each location
3. Inventory of items of high value
4. List of items of jewelry or those items likely to outside the insured premises.

Premium can be paid through the following channels:

• Complete a direct debit form
• Complete a standing instruction form with your bank
• Electronic transfer from your account to our account
• Deposit into our bank account
• Please include your name and policy number on all payments.

* Please do not pay cash to/through our Financial Advisor or staff.