This insurance is designed to protect individuals and corporations operating in high risks areas in the country.  It is an indemnity policy as it reimburses expenses already incurred by the Insured.

Losses usually catered for by K & R policies are identified below:

• Ransom payments
• Loss of ransom in transit
• Additional expenses – medical expenses, personal accident (death, dismemberment, permanent disablement of a kidnapped person
• Fees and expenses of crisis management consultant (who provides advice on how to handle the situation)
• Kidnap
• Extortion
• Wrongful detention
• Hijacking

Premium can be paid through the following channels:

• Complete a direct debit form
• Complete a standing instruction form with your bank
• Electronic transfer from your account to our account
• Deposit into our bank account
• Please include your name and policy number on all payments.

* Please do not pay cash to/through our Financial Advisor or staff.