An organization may be held liable for injury to others or damage to their property as a result of negligence or other torts. Such liability, if proved, may result in heavy financial burden which the organization may find very difficult to pay.

Apart from liability arising from the occupation or operation of an organisation on their premises, the policy may be extended to include product liability which implies reimbursement for liability attaching from goods sold or consumed.

Generally, the basic public liability policy offers reimbursement against legal liability incurred from third parties for:-

• Death
• Injury
• Property damage arising out of negligence traceable to the organization or its employees whilst they are engaged on the company’s business.

• Preferred limit of indemnity anyone occurrence/insurance period
• Estimated annual turnover, where you desire to extend the basic policy to include product liability.

Premium can be paid through the following channels:

• Complete a direct debit form
• Complete a standing instruction form with your bank
• Electronic transfer from your account to our account
• Deposit into our bank account
• Please include your name and policy number on all payments.

* Please do not pay cash to/through our Financial Advisor or staff.